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The Progressive Corporation (PGR)

Overview · Option chain · Volatility · Expected-move history · Earnings

Price (delayed) 221.38 +0.38%
Expected moveThe size of the up-or-down move the options market is pricing for a stock by a given date, read from option prices (the at-the-money straddle). It is a market-implied estimate, not a forecast. · Sep 18 ±4.0%
Expected range 212.58230.18
IV30Implied volatility interpolated to a constant 30-day horizon from the expirations around it, so different stocks and dates can be compared fairly.23.8%
IV percentileWhere this IV30 ranks across all securities we cover today (a cross-sectional comparison, not the stock's own history). 23/universe
P/C volumePut volume (or open interest) divided by call volume (or open interest). A descriptive activity measure — it does not by itself say what traders expect.0.49
P/C open interest0.93
Next earnings Oct 14

Cboe delayed options data · as of 12:37 UTC · Figures derived from the full chain (1,292 contracts, 16 expirations) · IV own-history percentile appears after 60 recorded days (3 so far)

Expected move — Sep 18, 2026 (15 days)

Methodology →

Read from option prices: the at-the-money straddle costs this much, so the market is pricing a move of about that size in either direction by this date. It is an estimate of movement, not a prediction of direction.

212.6230.2221.4 current

Options are pricing a move of about ±4.0% (range 212.58–230.18) by Sep 18, 2026. ATM straddle: 8.80 @ strike 222.5 · ATM IV: 23.5%.

Probability distribution

Model & assumptions →

The curve shows where a lognormal model, fed with current implied volatility, puts the range of outcomes at this expiration. Shaded: the expected-move band.

221.4212.6230.2
expected-move bandmodel density
Levelvs priceP(above)Model-estimated chance the stock finishes above a level at expiration, derived from current IV under a lognormal model with stated assumptions — an estimate, not a prediction.P(below)
199.24 -10% 98.6% 1.4%
210.31 -5% 85.3% 14.7%
221.38 +0% 49.0% 51.0%
232.45 +5% 14.8% 85.2%
243.52 +10% 2.2% 97.8%

Model-estimated probabilities of finishing above/below each level at expiration — estimates under stated assumptions, not predictions.

Probability explorer

Drag the slider to any level and see the model-estimated chance the stock finishes above or below it at the selected expiration.

P(finish above)
P(finish below)
P(touch, approx.)

Horizon: Sep 18, 2026 · lognormal model, zero drift — an estimate, not a prediction. Assumptions

ExpiresDTEDays to expiration, in calendar days.Implied moveATM IVOpen int.
Sep 04, 2026 1 ±1.6% 25.3% 2,476
Sep 11, 2026 8 ±2.7% 21.5% 1,108
Sep 18, 2026 15 ±4.0% 23.5% 11.9K
Sep 25, 2026 22 ±4.8% 23.5% 316
Oct 02, 2026 29 ±5.5% 23.7% 146
Oct 09, 2026 36 ±6.2% 24.1% 311
Oct 16, 2026 43 ±7.0% 25.0% 1,672
Oct 23, 2026 50 0
Nov 20, 2026 78 ±9.5% 25.3% 5,429
Dec 18, 2026 106 ±11.1% 25.4% 4,203
Jan 15, 2027 134 ±13.3% 22.3% 15.7K
Feb 19, 2027 169 ±14.7% 23.9% 656

Open interest by strike — Sep 18

Where option positions are concentrated. Teal bars are calls, red bars are puts; the dashed line is the current price.

170.0185.0197.5205.0215.0222.5230.0237.5260.0221.4
callsputs

Largest open-interest concentrations (all expirations ≤ 60 days): 230 C · 2,332195 P · 1,861240 C · 1,787190 P · 1,592210 P · 1,207

IV term structure

Volatility page →

At-the-money implied volatility for each expiration. A hump around a date often marks a scheduled event the market is pricing.

20%22%25%27%1d29d197d

When does open interest expire?

27%This month66%Later

Implied vs realized volatility

22.7%24.3%25.8%27.4%Aug 31Sep 02
IV30HV20

HV from our stored daily closes (annualized); IV30 interpolated from the chain. Method

Price, last 60 sessions

Track record

Full history →

Every trading day we record what the options market is pricing for each expiration — before the outcome is known. Once expirations start resolving, this section compares expected versus actual, and the record is never rewritten. Recording since Aug 31, 2026.

Past earnings reactions

Oct 24+1.4%Jan 25+1.7%Apr 25-3.9%Jul 25+2.1%Oct 25-7.8%Jan 26+0.1%Apr 26+3.5%Jul 26-9.2%
implied (when recorded)actual reaction

Avg |reaction| 4.3% · median 3.6% (20 reports) — two-session close-to-close window; definition

About The Progressive Corporation

The Progressive Corporation, an insurance holding company, offers a comprehensive range of insurance products and associated services across the United States. Its portfolio includes personal and commercial vehicle coverage, residential and commercial property protection, general liability, and various other specialized property-casualty insurance options. The company's operations are structured into three main divisions: Personal Lines, Commercial Lines, and Property. Within the Personal Lines segment, Progressive provides coverage for individual automobiles and recreational vehicles. Offerings range from standard personal auto policies to specialized options for motorcycles, all-terrain vehicles (ATVs), RVs, watercraft, snowmobiles, and similar forms of personal transport. The Commercial Lines division focuses on providing primary liability and physical damage insurance for business vehicles, alongside general liability and property insurance tailored for commercial applications. This segment insures a diverse array of vehicles, including cars, vans, pickup trucks, and dump trucks for small businesses; tractors, trailers, and straight trucks for regional freight, expedited shippi

Financial Services · Insurance - Property & Casualty · NYSE · Profile: Financial Modeling Prep

PGR news

All news →

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Industrials

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Energy

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