Ally Financial Inc. (ALLY)
Overview · Option chain · Volatility · Expected-move history · Earnings
Cboe delayed options data · as of 06:33 UTC · Figures derived from the full chain (390 contracts, 11 expirations) · IV own-history percentile appears after 60 recorded days (28 so far)
Expected move · Nov 20, 2026 (32 days)
Methodology →Read from option prices: the at-the-money straddle costs this much, so the market is pricing a move of about that size in either direction by this date. It is an estimate of movement, not a prediction of direction.
Options are pricing a move of about ±8.6% (range 34.45–40.91) by Nov 20, 2026. ATM straddle: 3.23 @ strike 38 · ATM IV: 34.2%.
Probability distribution
Model & assumptions →The curve shows where a lognormal model, fed with current implied volatility, puts the range of outcomes at this expiration. Shaded: the expected-move band.
| Level | vs price | P(above)Model-estimated chance the stock finishes above a level at expiration, derived from current IV under a lognormal model with stated assumptions — an estimate, not a prediction. | P(below) |
|---|---|---|---|
| 33.91 | -10% | 83.9% | 16.1% |
| 35.80 | -5% | 67.5% | 32.5% |
| 37.68 | +0% | 48.0% | 52.0% |
| 39.56 | +5% | 29.7% | 70.3% |
| 41.45 | +10% | 16.0% | 84.0% |
Model-estimated probabilities of finishing above/below each level at expiration: estimates under stated assumptions, not predictions.
Probability explorer
Drag the slider to any level and see the model-estimated chance the stock finishes above or below it at the selected expiration.
Horizon: Nov 20, 2026 · lognormal model with zero drift: an estimate, not a prediction. Assumptions
Expirations
Open the chain →| Expires | DTEDays to expiration, in calendar days. | Implied move | ATM IV | Open int. |
|---|---|---|---|---|
| Nov 20, 2026 | 32 | ±8.6% | 34.2% | 13.6K |
| Dec 18, 2026 | 60 | ±10.2% | 30.4% | 7,591 |
| Jan 15, 2027 | 88 | ±12.1% | 30.3% | 19.3K |
| Mar 19, 2027 | 151 | ±16.8% | 32.5% | 2,610 |
Open interest by strike · Nov 20
Where option positions are concentrated. Teal bars are calls, red bars are puts; the dashed line is the current price.
Largest open-interest concentrations (all expirations ≤ 60 days): 40 P · 4,37238 C · 3,32650 C · 1,29430 P · 1,10935 P · 1,040
IV term structure
Volatility page →At-the-money implied volatility for each expiration. A hump around a date often marks a scheduled event the market is pricing.
When does open interest expire?
Implied vs realized volatility
HV from our stored daily closes (annualized); IV30 interpolated from the chain. Method
Price, last 60 sessions
Daily closes; Financial Modeling Prep.
Track record
Full history →Of 15 recorded snapshot-versus-outcome comparisons so far, the close landed inside the expected range 26.7% of the time.
Past earnings reactions
Avg |reaction| 5.9% · median 4.6% (20 reports). Two-session close-to-close window; definition
About Ally Financial Inc.
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and und
Financial Services · Financial - Credit Services · NYSE · Profile: Financial Modeling Prep
ALLY news
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SOFI · IV 59.1%HOOD · IV 67.7%MARA · IV 93.7%COIN · IV 71.9%BAC · IV 24.3%RIOT · IV 95.6%