USB volatility U.S. Bancorp
IV30Implied volatility interpolated to a constant 30-day horizon from the expirations around it, so different stocks and dates can be compared fairly.20.9%
HV20How much the stock actually moved, measured from daily closing prices over a past window (annualized). Compare with implied volatility to see what the options market priced versus what happened.18.2%
HV6020.9%
IV − HV20 spread
+2.7pt
Universe percentileWhere this IV30 ranks across all securities we cover today (a cross-sectional comparison, not the stock's own history).
14
Own-history percentileWhere today's IV30 sits versus its own daily history — 80 means higher than roughly 80% of recorded observations for that period.
3/60 days recorded
Cboe delayed options data · as of 00:39 UTC · How these are computed
IV term structure
At-the-money implied volatility for each listed expiration, plotted by days remaining.
| Expires | DTE | ATM IV | 25Δ skewThe IV gap between 25-delta puts and 25-delta calls for one expiration. Positive skew means downside protection is priced richer than upside exposure. | Implied move |
|---|---|---|---|---|
| Sep 04, 2026 | 2 | 24.9% | +1.7pt | ±1.5% |
| Sep 11, 2026 | 9 | 20.4% | +1.2pt | ±2.6% |
| Sep 18, 2026 | 16 | 20.9% | +1.3pt | ±3.5% |
| Sep 25, 2026 | 23 | 21.2% | +2.4pt | ±4.3% |
| Oct 02, 2026 | 30 | 20.9% | +2.7pt | ±5.1% |
| Oct 09, 2026 | 37 | 21.3% | +3.0pt | ±5.6% |
| Oct 16, 2026 | 44 | 23.8% | +2.5pt | ±6.7% |
| Nov 20, 2026 | 79 | 23.6% | +3.1pt | ±8.7% |
| Dec 18, 2026 | 107 | 23.5% | +2.9pt | ±10.2% |
| Jan 15, 2027 | 135 | 23.6% | +3.1pt | ±11.5% |
| Feb 19, 2027 | 170 | 24.2% | +3.2pt | ±13.1% |
| Mar 19, 2027 | 198 | 24.8% | +3.2pt | ±14.5% |
| Jun 17, 2027 | 288 | 25.8% | +3.8pt | ±18.0% |
| Sep 17, 2027 | 380 | 26.5% | +4.1pt | ±20.9% |
| Jan 21, 2028 | 506 | 27.3% | +4.2pt | ±24.4% |
Volatility smile — Sep 18, 2026
Implied volatility by strike. The tilt toward puts (left side higher) is the skew: downside protection priced richer than upside.
callsputs
Implied vs realized, daily record
IV30HV20