UNH volatility UnitedHealth Group Incorporated
IV30Implied volatility interpolated to a constant 30-day horizon from the expirations around it, so different stocks and dates can be compared fairly.28.1%
HV20How much the stock actually moved, measured from daily closing prices over a past window (annualized). Compare with implied volatility to see what the options market priced versus what happened.20.6%
HV6023.5%
IV − HV20 spread
+7.6pt
Universe percentileWhere this IV30 ranks across all securities we cover today (a cross-sectional comparison, not the stock's own history).
37
Own-history percentileWhere today's IV30 sits versus its own daily history — 80 means higher than roughly 80% of recorded observations for that period.
3/60 days recorded
Cboe delayed options data · as of 09:41 UTC · How these are computed
IV term structure
At-the-money implied volatility for each listed expiration, plotted by days remaining.
| Expires | DTE | ATM IV | 25Δ skewThe IV gap between 25-delta puts and 25-delta calls for one expiration. Positive skew means downside protection is priced richer than upside exposure. | Implied move |
|---|---|---|---|---|
| Sep 04, 2026 | 1 | 27.7% | +0.7pt | ±1.6% |
| Sep 11, 2026 | 8 | 26.7% | +1.3pt | ±3.4% |
| Sep 18, 2026 | 15 | 25.9% | +1.4pt | ±4.5% |
| Sep 25, 2026 | 22 | 26.8% | +1.7pt | ±5.4% |
| Oct 02, 2026 | 29 | 27.6% | +1.6pt | ±6.3% |
| Oct 09, 2026 | 36 | 30.5% | +1.2pt | ±7.8% |
| Oct 16, 2026 | 43 | 31.2% | +1.9pt | ±8.7% |
| Nov 20, 2026 | 78 | 32.6% | +2.6pt | ±12.1% |
| Dec 18, 2026 | 106 | 30.9% | +3.3pt | ±13.3% |
| Jan 15, 2027 | 134 | 30.7% | +2.9pt | ±14.8% |
| Mar 19, 2027 | 197 | 31.2% | +3.0pt | ±18.2% |
| Jun 17, 2027 | 287 | 31.9% | +2.8pt | ±22.4% |
| Sep 17, 2027 | 379 | 31.8% | +2.7pt | ±25.3% |
| Dec 17, 2027 | 470 | 32.4% | +2.5pt | ±28.4% |
| Jan 21, 2028 | 505 | 32.6% | +3.1pt | ±29.5% |
Volatility smile — Sep 18, 2026
Implied volatility by strike. The tilt toward puts (left side higher) is the skew: downside protection priced richer than upside.
callsputs
Implied vs realized, daily record
IV30HV20