SOFI earnings & options SoFi Technologies, Inc.
Next reportOct 27, 2026
EPS estimate0.17
Options-implied moveThe size of the up-or-down move the options market is pricing for a stock by a given date, read from option prices (the at-the-money straddle). It is a market-implied estimate, not a forecast.
recorded at the close before the report
Hist. avg |reaction|9.0%
Median8.4%
Largest29.4%
Implied vs actual, past reports
Definitions →Solid bars: the actual two-session reaction around each report (signed value printed below). Amber outlines: the move options priced beforehand — recorded from August 2026 onward, so older reports show the actual only.
implied (when recorded)actual reaction
Report-by-report record
| Report date | EPS act / est | Revenue act / est | Reaction | Implied | IV30 before → after |
|---|---|---|---|---|---|
| Jul 29, 2026 | 0.12 / 0.11 | 1.21B / 1.11B | -1.6% | not recorded | — |
| Apr 29, 2026 | 0.12 / 0.12 | 1.09B / 1.05B | -12.3% | not recorded | — |
| Jan 30, 2026 | 0.13 / 0.12 | 1.01B / 977.42M | -9.4% | not recorded | — |
| Oct 28, 2025 | 0.11 / 0.08 | 961.60M / 888.91M | +3.0% | not recorded | — |
| Jul 29, 2025 | 0.08 / 0.06 | 854.94M / 804.25M | +4.0% | not recorded | — |
| Apr 29, 2025 | 0.06 / 0.03 | 771.76M / 738.98M | -5.2% | not recorded | — |
| Jan 27, 2025 | 0.29 / 0.04 | 739.11M / 674.62M | -9.8% | not recorded | — |
| Oct 29, 2024 | 0.05 / 0.04 | 693.80M / 631.60M | +0.3% | not recorded | — |
| Jul 30, 2024 | 0.01 / 0.00 | 598.62M / 566.50M | +2.9% | not recorded | — |
| Apr 29, 2024 | 0.02 / 0.01 | 585.80M / 563.91M | -13.8% | not recorded | — |
| Jan 29, 2024 | 0.02 / 0.00 | 600.83M / 571.49M | +10.2% | not recorded | — |
| Oct 30, 2023 | -0.03 / -0.07 | 530.72M / 511.37M | +9.9% | not recorded | — |
| Jul 31, 2023 | -0.06 / -0.06 | 498.02M / 478.59M | +8.4% | not recorded | — |
| May 01, 2023 | -0.05 / -0.07 | 472.16M / 441.02M | -21.3% | not recorded | — |
| Jan 30, 2023 | -0.05 / -0.09 | 456.68M / 442.68M | +16.7% | not recorded | — |
| Nov 01, 2022 | -0.09 / -0.10 | 423.99M / 393.44M | -5.9% | not recorded | — |
Reaction = close before the report date to the close of the session after it (report timing is not published by the source; this two-session window contains the reaction either way). Implied moves are recorded live before each report from August 2026 onward — never reconstructed. Earnings data: Financial Modeling Prep.